commercial claims adjuster

What to Do with Your Business after a Natural Disaster

Going through any kind of natural disaster is something that can be completely devastating. In the moments after the disaster has occurred, most individuals are concerned about their family, neighbors, and friends. Once everyone has been accounted for and any medical issues have been addressed, many individuals turn to their home to see how much damage has been done. For individuals who own a business, their thoughts turn to the business and they wonder what is left of it.

After a natural disaster, it is extremely important for you to begin to document the damage that has taken place. You will need to contact your insurance company, and they will send out a commercial claims adjuster. Depending on how many homes and businesses in the area were affected by the disaster, it may be a while before the adjuster can come to your place of business. Make sure that you take pictures and document things that have been damaged or are even missing. The claims adjuster will tell you how to proceed in order to get full compensation for your loss according to what has been set out in your insurance policy.

After the insurance company has been contacted and they have given you instructions on how to proceed, you will likely be able to begin cleanup. Some business owners decide to hire professionals to take care of the entire cleanup process. The others will do the work on their own or will help the professionals. No matter what, there are a couple of things that you need to keep in mind. If the disaster involved flooding, the main priority will be getting rid of water and trying to dry everything as much as possible. In addition to the actual damage that water can do to a home or a place of business, there is always the possibility that mold growth will begin to develop. Besides the fact that mold is unsightly and stinky, it is also dangerous for your health and the health of your employees.

Depending on the extent of damage that was done, it may be necessary to speak with a local garbage removal company and have them bring large bins to your place of business. This will allow you to get rid of all damaged items, including water damaged furniture and ruined carpet.

Going through a natural disaster is devastating and stressful. However, following the instructions given by your insurance company and starting cleanup as soon as possible can help you get through the entire ordeal.